Why go for a Credit Card? Order Amazon Pay ICICI CC Free

 AMAZON PAY ICICI CREDIT CARD

Before starting with the card details,
Let's discuss a hot topic whether we should use a Credit Card or no?

Some will say having a credit card...
>>is bad or
>>can lead to the worst situation when you aren't paying your credit card bills on time or
>>it will build a habit of spending more, etc... 

But as per FinAjinkya, having a credit card is a must & the best thing when used with little care. 

One should have a credit card for below reasons

• To increase your CIBIL Score which in turn helps while taking a loan
• Increased purchasing power 
• To cultivate good spending habits (not bad)
• To get a good cashback amount as Rewards and miles points
• Many offers running on various credit cards that are very good
• 0 foreign transaction fees.
• Grace Period of 40-50 days
• Insurance/travel insurance benefit
• Fuel surcharge waiver 
• Travel benefits such as lounge access, airline offers, hotel offers
• Add on cards on Premium cards

    There are credit cards that can charge you a joining fee and annual maintenance fee as well. But you should get a credit card which has no joining fees and a "0" annual fee.

Some DO's

• Pay your dues on time
• Try to Pay before 4 days of the actual due date
• Try to use 30% of the credit limit only ( Idle scenario )
• Use a credit card for online shopping and payments wherever possible
• Check your monthly bill statement

Some Don'ts

• Missing on a payment/bill
• Withdrawing cash using your credit card
• Spend over and above the credit limit of your card
• Paying Minimum due amount 😨

Benefits of Amazon Pay ICICI Bank Credit card

• 5% cashback for Prime Amazon orders
• 3% cashback for Non-Prime Amazon orders
• No Joining fees
• No Annual fees
• Instant 5-10 % discount on some mobiles on Amazon Special days
• cashback as Amazon pay balance which can be used to pay bills, etc
• Rs. 400 on card approval. (offer running now 💚)

Steps to ordering your FREE amazon Pay ICICI credit card: (& get 400)

Step 1: Search for Amazon Pay ICICI Credit Card on your amazon search bar

 

Step 2: You will see Amazon Pay ICICI Bank Credit Card's Offer in the top bar and apply now section as shown in the below screenshot.

Click on it.

Step 3: You will be taken to the offer's brief description, Look and feel of the card and apply now button.

Click on apply now.

Step 4: Below screen should appear.

Fill the details like name, Pincode, City, PAN, Date of Birth, Email ID to register with Credit Card, Gender,

Type & Select Company Name from the drop-down.

Then Continue to address details. 

Step 5: Fill in the address details where you want your KYC to be done and Card to be delivered.

Agree on the terms and conditions and click Continue

Step 6: Below screen for scheduling KYC will appear 

Step 7: Click on Schedule Appointment 

Select the date and time slot when you want the KYC agent to come to your place and continue

Step 8: Amazon will try to offer you Prime but Select 'No Thanks'

Step 9: Below screen should appear, check & confirm your address and contact number and place your order

Step 10: Bingo... You have successfully placed an order for your Free credit card from ICICI Bank with Amazon Pay Benefits 💚

Let me know in the comments which credit card you are using or would like to use ...

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You can write your queries in the comments section related to this post if any...

With your valuable comments,
Please let me know what else I can do to help you better with the information in the upcoming blogs.